Pay Comparison Calculator
Two offers rarely arrive in the same shape. Put them side by side with overtime, benefits, paid leave, and commuting cost included, and see which one actually pays more for each hour of your life.
Offer A
Employer share of health premiums plus retirement match.
Offer B
Employer share of health premiums plus retirement match.
Side-by-side result
Salaried job is worth about $2,110 more per year in total value, at an effective $34.38 per hour worked.
| Line item | Hourly job | Salaried job |
|---|---|---|
| Regular hourly rate | $27.00 | $30.77 |
| Base pay (annual) | $56,160 | $64,000 |
| Overtime pay (annual) | $10,530 | $0 |
| Employer benefits | $4,800 | $9,600 |
| Commuting cost | -$2,080 | -$2,080 |
| Total annual value | $69,410 | $71,520 |
| Hours worked per year | 2,340 | 2,080 |
| Effective hourly value | $29.66 | $34.38 |
Figures are gross annual values before tax. Paid time off is shown separately below because it is already inside a salary: Offer A carries 10 paid days ($2,160 of pay), Offer B carries 18 ($4,431).
How to read the comparison
Total annual value answers "how much does this job put in my life each year". Effective hourly value answers "what is each hour worth". The two can disagree, and when they do the hourly figure usually wins the argument: a job paying more for far longer weeks is buying your time at a discount.
Overtime is the volatile line. Model it twice — once at the hours the role really averaged last quarter, once at zero. If the offer only wins with heavy overtime, you are being paid in hours rather than in rate. To see what those hours look like after withholding, run them through the overtime tax calculator.
Related tools and guides
- Salary calculator — convert any offer into hourly, weekly, or monthly terms first.
- Paycheck calculator — take the winning offer down to take-home pay for your state.
- Hourly vs salaried pay — what changes legally when you switch.
- Overtime pay by profession — typical overtime patterns by field.
Pay comparison questions
Total compensation, overtime assumptions, and the factors worth more than money.
Calculate Overtime by State
Select your state for accurate 2026 overtime calculations