Federal Tax Calculator
Enter your wages and see exactly how the 2026 brackets stack up — which slice of income is taxed at 10%, which at 22%, and what your real effective rate works out to once the standard deduction is applied.
Your Income
Uses the 2026 standard deduction and marginal brackets. Credits, itemized deductions and state tax are not included.
Why Your Bracket Is Not Your Tax Rate
The most common payroll misunderstanding is treating a bracket as a flat rate on everything. It never is. Each bracket only taxes the dollars that fall inside it, so a single filer with $62,000 of wages pays 10% on the first slice, 12% on the next and 22% on only the top portion — landing at an effective rate far below the headline number.
Next, add the pieces this page leaves out: FICA on gross wages, then your state rate. To see the whole paycheck end to end, use the paycheck calculator or the net pay calculator. Curious what extra hours are worth after tax? The overtime tax calculator answers that, and the 2026 bracket guide walks through the math in plain language.
Federal Tax Calculator FAQ
Calculate Overtime by State
Select your state for accurate 2026 overtime calculations