Hours × Rate Calculator
The quick multiplication people search for — rate times hours — plus the part plain multiplication misses: every hour past 40 in the week is worth 1.5 times your rate.
Rate, Hours and Shifts
Enter paid hours only — subtract unpaid meal breaks first. Gross pay, no taxes withheld.
Common Rate × Hours Answers
| Multiplication | One shift | OT rate | 5 shifts (with OT) |
|---|---|---|---|
| $15.00 × 12 | $180.00 | $22.50 | $1,050.00 |
| $16.50 × 12 | $198.00 | $24.75 | $1,155.00 |
| $16.90 × 12 | $202.80 | $25.35 | $1,183.00 |
| $18.00 × 12 | $216.00 | $27.00 | $1,260.00 |
| $20.00 × 10 | $200.00 | $30.00 | $1,100.00 |
| $22.00 × 10 | $220.00 | $33.00 | $1,210.00 |
| $25.00 × 8 | $200.00 | $37.50 | $1,000.00 |
| $30.00 × 8 | $240.00 | $45.00 | $1,200.00 |
Where Simple Multiplication Goes Wrong
Rate times hours is correct for any week of 40 hours or less. Past that point the FLSA changes the price of each additional hour, so the same 60 paid hours can be worth two very different amounts depending on whether the premium was applied. That gap is the single most common reason a paycheck looks short.
Two other adjustments matter before you multiply. Unpaid meal periods leave the total — a scheduled 12-hour shift with a half-hour lunch is 11.5 paid hours. And if you earn a shift differential or a non-discretionary bonus, your overtime multiplier applies to the blended regular rate, not your base rate.
State rules can raise the answer further. Daily overtime states pay the premium before hour 40 arrives — pick your state on the state overtime calculators page to see the exact trigger.
Hours × Rate FAQ
Calculate Overtime by State
Select your state for accurate 2026 overtime calculations